Consulting

As an institution plans the migration of its offering to include chip cards, TechTrex is in a unique position to assist in this transition due to our substantial experience, and knowledge within the industry.

As experienced CHIP migration professionals, we are very familiar with the CHIP migration marketplace, as well as issues that must be addressed to evaluate and manage CHIP migration plans effectively.

Our consultants have previously served multiple institutions on EMV chip card migration projects. Altogether our consulting team composition boasts over 65 man-years in cumulative EMV and chip card experience. We have served over 50 financial institutions in EMV chip card migration in six continents. However, as no two clients are alike and we are committed to providing services that are tailored to the unique needs of any institution.

TechTrex is devoted exclusively to serve the banking and payment industry. As such, we bring to our clients:
" Extensive knowledge of the EMV marketplace, including current trends and issues of the Canadian Financial Institutions;
" Hands on experience in EMV migration from many parts of the world with previous experience from over 50 financial institutions in six continents;
" Years of experience in working with plans that maximizes value for the clients

We can help when:

" An institution is looking for external consultancy in order to obtain help in the shaping of their concept of EMV migration and timeline for business and information system transition to chip technology.
" An institution is seeking to engage an EMV consultant to assist with the assessment of their EMV CHIP requirements, business opportunities and migration plan development.

TechTrex can provide the assistance of senior consultants specialized in payment system organization and technology.

TechTrex could provide support in the EMV migration:

" Providing Workshop and Technical Workshop for bank staff, in order to gain a better understanding of the migration process as well as the smart card opportunities,
" Providing consultancy services in order to define the migration path to EMV, both issuing and acquiring systems,
" Providing consultancy services in order to define the project plan for the project,
" Providing project management throughout the project,
" Providing technical consultancy for Issuing, ATM, and other backend services.

We are confident in our ability to deliver and support superior solutions that will best meet an institution's requirements. Furthermore, we believe TechTrex holds distinct advantages over alternative solutions for the following reasons:

" Our strong experience in EMV migration solutions throughout the globe.
" Our strong working relationship with Visa, MasterCard and other banking associations, has allowed to develop a strong sense of partnership, being consulted regarding new card-related technical specifications, especially on advanced technologies (eg: contactless payment, security attacks, etc.)
" Our flexibility to adapt our solution to customer requirements.

TechTrex understands that some customer requirements are unique and must be addressed through customization. TechTrex is able to leverage its vast experience and flexible solutions to meet the needs of an institution. TechTrex is also willing to discuss creative pricing models and discounted pricing based upon customer commitment.

Beyond consulting, TechTrex can provide significant value to an institution's future requirements. Our compliment of innovative technology provides a host of solutions for consideration:

TechTrex optional solutions: smart card management, personalization data preparation, online banking and contactless payment

TechTrex CardPro is the latest in EMV card issuance solution; it consists of three main module, Data Preparation (DP), Key management (KM), and Card Production (CP). TechTrex CardPro is a composite and fully modular solution. It is designed to meet the requirements of issuers both in terms of flexibility and mass volume and should be seen as a key product to meet mass volume chip issuance requirements. TechTrex CardPro can be run as standalone system or as an add-on to financial institution's smart card management system (SCMS).

TechTrex also has a focus is in IP based POS systems with a specialty in Internet SSL connectivity. TechTrex POS systems are also certified on many processors, including Vital, Emergis, Moneris, Paymentech and Open Solutions.

Our knowledge of technologies spans from card issuance to EMV terminals and transaction services. We know what financial institutions want as issuers and as acquirers. During the migration of magnetic stripe cards to incorporating chip cards, institutions may face many issues and challenges. TechTrex have the experience and expertise to provide consulting and assist them with the payment switch, authorization host system, terminals, PIN Management, Key Management, Data Preparation, card issuance, and future post issuance.

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